Excess Liability Coverages

Definition – An insurance in respect of the difference between the amount acceptable to the insurer and the amount required to be covered.

Certain contracts may require a service provider to purchase additional limits to liability policies. Usually, these coverages come in one of these forms:

  • Following Form – providing additional limits under the same terms and conditions set for in one or more scheduled primary marine liability policies.
  • Bumbershoot – providing excess non-marine liability insurance on the following form basis.
  • Umbrella—offering liability protection over both marine and non-marine primary policies on a following form basis.
  • Excess P&I providing excess coverage

For information on other insurance policies or for an insurance application not listed, please contact our office at 985.898.5300 or in New Orleans at 504.581.7493.

CUL executives represent the company within the Louisiana Surplus Lines Association, Professional Insurance Association of Louisiana and the Independent Insurance Agents and Brokers of Louisiana (IIABL).